選擇退出/放棄

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

F1/J1 International Students and Athletes

Texas State University 免責聲明

Health Insurance Waiver Request for International Students

For students attending Texas State for one (1) semester or less, contact International Student and Scholar Services by emailing [email protected] for special waiver instructions.

所有國際學生都必須參加貝索萊健康保險計劃 (SHIP)，除非提交豁免申請並獲得批准。豁免申請必須每個學期都完成。國際學生可以申請豁免 SHIP，但必須證明他們擁有同等的替代健康保險。為了獲得豁免批准，您的替代健康保險必須達到或超過相關要求。申請的批准或拒絕通知將在七 (7) 個工作天內發送至您學校的郵箱。

In the event you are covered by an existing health insurance policy, you may be eligible to decline and waive out of the student health insurance plan. In order to be eligible to waive, your coverage must meet or exceed the following standards:

1. 您必須向 AHP 提交證明。請將您的健康保險卡正反面影本和醫療保險單影本附在豁免表格上。
2. 您必須擁有美國雇主或政府提供的醫療保險。此保險必須符合以下最低要求：

1. Out of pocket costs may not exceed $10,600 per year for an individual
   OR $21,200 per year for a family
2. Unlimited Coverage for injury or sickness
3. Coverage for preventative care at 100% in network including immunizations, physical exams and birth control with no cost sharing
4. No pre-existing condition limitations
5. Essential benefits as defined by the ACA (Affordable Care Act) must be covered (No internal caps on essential benefits, including mental health, pregnancy, prescriptions, surgery, emergency room, doctor visits, hospitalization, physical therapy)*
6. Have a phone contact within the United States
7. Proof of health insurance provided in English and US currency only
8. Medical Evacuation coverage to home country is $50,000 or more
9. Repatriation coverage is $25,000 or more

如果您的備用健康保險計劃不包含醫療救援和遣返服務，則必須購買附加險，以獲得同等限額的保障。對於未提供醫療救援和遣返證明的豁免申請，我們將提供在豁免截止日期前購買 Academic Emergency Services（AES）保險的選擇。

*Waiver ACA Essential Health Benefits

1. Ambulatory (i.e. Outpatient) patient services
2. Emergency Services
3. Hospitalization
4. Maternity and newborn care
5. Mental health and substance use disorder services, including behavioral health treatment
6. Prescriptions drugs
7. Rehabilitative and habilitative services and devices
8. Laboratory services
9. Preventive and wellness services and chronic disease management
10. Pediatric services for oral (dental) and vision care up to age 19. 

IMPORTANT INFORMATION- Please have all your proof documentation scanned and ready to submit at the time you submit your online waiver. If your plan does not meet the requirements listed above, your waiver will be denied. Please compare your plan to the requirements then submit your waiver.

Notice of Disclaimer:

AHP 保留根據 Texas State University 的豁免標準拒絕您的豁免申請的權利。 AHP 收到您的豁免申請後，將向您發送電子郵件確認。您還將收到 AHP 的電子郵件，告知您的申請是否獲得批准。如果您的申請獲得批准，請等待七 (7) 個工作天，以便我們移除您的健康保險費。國際辦公室將另行發送電子郵件，告知您健康保險費何時從您的帳單中移除，或您是否可以收到退款。